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  <title>034: Annuity Laddering Strategies: How They Actually Work</title>
  <description>In this episode, The Annuity Man discusses:&amp;amp;nbsp;  Laddering for principal protection vs. Laddering for lifetime income.&amp;amp;nbsp; The customizable nature of laddering annuities.&amp;amp;nbsp; What is looked at and strategies for laddering depending on what you want the contractual guarantee to do.&amp;amp;nbsp; Addressing inflation.&amp;amp;nbsp;  &amp;amp;nbsp; Key Takeaways:&amp;amp;nbsp;  There are no perfect answers, just really bad sales pitches. Nobody can predict where interest rates are going to go and if they say they can they’re wrong.&amp;amp;nbsp; MYGAs are regulated at the state level.&amp;amp;nbsp; It’s about life expectancy at the time you take the payment.&amp;amp;nbsp; You already own the best inflation annuity on the planet - and that’s Social Security.&amp;amp;nbsp;  &amp;amp;nbsp; &amp;quot;Immediate annuities or deferred income annuities can be structured to pay for a specific time, not just for life.&amp;quot; —&amp;amp;nbsp; Stan The Annuity Man&amp;amp;nbsp;  &amp;amp;nbsp; Connect with The Annuity Man:&amp;amp;nbsp; Website: TheAnnuityMan.com&amp;amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;amp;nbsp; Book:  SPIA Owner’s Manual&amp;amp;nbsp; YouTube: Stan The Annuity Man&amp;amp;nbsp;  Get a Quote Today!&amp;amp;nbsp;   </description>
  <author_name>Fun With Annuities® - The Annuity Man Podcast</author_name>
  <author_url>https://www.TheAnnuityMan.com</author_url>
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