1 rich Libsyn https://www.libsyn.com 90 600 So much that we never thought possible has happened this year and mortgages and the availability and the criteria around them has changed beyond recognition.&amp;nbsp;&amp;nbsp; Whilst we can't change what's happened, it is sometimes good to reflect and for our first podcast, we wanted to take the time to do so. Mortgage Mike http://mikebrown.libsyn.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/16443155/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/115199885