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  <title>DDPP x Crissa Garland – Mortgage Broker | Garland Finance</title>
  <description>Welcome to the Dan and Dan property Podcast,&amp;amp;nbsp;your trusted voice in all things property. In this episode, we interview Crissa Garland from Garland Finance. We look at the basics around getting a loan through to the effect air BNB is having on the banking industry. Crissa&amp;amp;nbsp;aims to be the go-to option for clients seeking a professional, reliable and efficient mortgage and finance broker in Perth, Western Australia.&amp;amp;nbsp;Crissa is a qualified mortgage and finance broker, bringing a suite of professional skills to the Garland Finance business, including diligence, efficiency, elite communication skills and a commitment to excellent client service. Crissa is dedicated to ensuring that her clients receive the best advice for their circumstances, that their borrowing process is smooth and stress-free and that they achieve their financial goals. &amp;amp;nbsp; 0.30 – Crissa Garland – a voice of reason in the finance industry 2.20 – Lenders mortgage insurance – what is it and do you need it 4.30 – Loan guarantors 5.20 – Advice for first home buyers 8.20 – The application process 9.40 – The First Home Buyers Grant 11.30 – Changes in the lending landscape 14.50 – How your rental situation can affect your lending capacity 16.15 – How your valuation can affect your next move 17.40 – How much time does finance take? 20.40 – Advice for someone who wants to buy a property in the next two years 22.40 – How does a Credit Card affect your borrowing power 24.25 – How could my partner affect my ability to buy a house? 26.30 – The benefits of working with a mortgage broker 28.45 – How Crissa bought her first property at 24 30.45 – Buying to invest on AirBNB 31.45 – How is AirBnB income viewed by the banks </description>
  <author_name>Dan and Dan Property Chat</author_name>
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